Relay Financial

No-fee online business banking with profit-first tools

⭐ 4.6/5 (2400 reviews)

About Relay Financial

Relay is a no-fee online business banking platform that supports the Profit First methodology. It offers up to 20 checking accounts, 2 savings accounts, and automatic transfers to help businesses manage cash flow intentionally.

Key Features

  • Up to 20 checking accounts
  • 2 savings accounts
  • Automatic profit-first transfers
  • Debit cards per account
  • Team access & permissions
  • Accounting integrations
  • No minimum balance
  • No monthly fees
  • Real-time notifications
  • Check deposits

✅ Pros

  • Perfect for Profit First methodology
  • No monthly fees
  • Multiple accounts for organization
  • Good accounting integrations

❌ Cons

  • No cash deposits
  • No interest on checking
  • Limited lending products
  • Smaller bank partner
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