Mercury vs Relay Financial

Side-by-side comparison of Mercury and Relay Financial to help you choose the right tool.

Feature	Mercury	Relay Financial
Pricing	free	freemium
Rating	⭐ 4.7/5	⭐ 4.6/5
Categories	business-banking	business-banking
FDIC-insured accounts (up to $5M)	✅	❌
Corporate cards	✅	❌
Treasury management	✅	❌
Venture debt	✅	❌
Send wires & ACH	✅	❌
Team permissions	✅	❌
Accounting integrations	✅	✅
API access	✅	❌
Multi-currency accounts	✅	❌
Investor updates	✅	❌
Up to 20 checking accounts	❌	✅
2 savings accounts	❌	✅
Automatic profit-first transfers	❌	✅
Debit cards per account	❌	✅
Team access & permissions	❌	✅
No minimum balance	❌	✅
No monthly fees	❌	✅
Real-time notifications	❌	✅
Check deposits	❌	✅

Modern banking for startups and tech companies

Try Mercury →

No-fee online business banking with profit-first tools