Relay Financial vs Novo

Side-by-side comparison of Relay Financial and Novo to help you choose the right tool.

Feature	Relay Financial	Novo
Pricing	freemium	free
Rating	⭐ 4.6/5	⭐ 4.5/5
Categories	business-banking	business-banking
Up to 20 checking accounts	✅	❌
2 savings accounts	✅	❌
Automatic profit-first transfers	✅	❌
Debit cards per account	✅	❌
Team access & permissions	✅	❌
Accounting integrations	✅	❌
No minimum balance	✅	❌
No monthly fees	✅	❌
Real-time notifications	✅	❌
Check deposits	✅	❌
Free business checking	❌	✅
Built-in invoicing	❌	✅
Reserves (sub-accounts)	❌	✅
Business tool integrations	❌	✅
Debit card with cashback	❌	✅
Mobile check deposit	❌	✅
Wire & ACH transfers	❌	✅
API access	❌	✅
Automated transfers	❌	✅
Novo App Store	❌	✅

No-fee online business banking with profit-first tools

Business banking built for small business owners

Try Novo →